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How Much Does An Estate Plan Cost?

Estate Planning
When the phone rings in my firm with a potential new client, one of the first questions we are asked is, “how much will an estate plan cost?”.

The challenge we have in answering that question, is that every person has a different idea of what an estate plan is and therefore they are often asking a different question.

How much does a will cost? How much does a healthcare proxy cost? How much does a trust cost?

Often, there is a misconception that they are paying for my office to draft some documents for them, something that can be done with very inexpensive online software. Of course we draft documents for them but what they really pay us for, is the knowledge and expertise to create the best plan for them that will protect their hard-earned assets and allow them to age with peace and dignity.

My job in the rest of this article is to make you a more educated consumer. Keep reading and you will find out some of the questions you should be asking and some of the factors that drive the cost of a good estate plan. This way, when you call my firm to schedule a free consultation, you will be a knowledgeable consumer. So let’s get started with the first question:

Do you know the difference between Estate Planning Documents and an Estate Plan?

It is crucial to understand what estate planning is and understand what a client is paying for when they retain an attorney to prepare estate planning documents for them, such as a…

  • Trust
  • Will
  • Power of attorney
  • Health care proxy

If your goal is to have documents that will address your needs, then you are looking for an estate plan, and not just documents. A proper estate plan must address your individual objectives, take your personal details into consideration, and include a professional evaluation and assessment of the type and content of the documents that would best meet your personal needs and goals. The estate planning documents prepared from this effort are the embodiment of your Estate Plan.

I recently got a call from a woman, whom I will refer to as Nancy (name changed to maintain confidentiality). Nancy heard about my services from her neighbor Susan (again, name changed).

My firm had recently set up an Irrevocable Asset Protection Trust to protect Susan’s assets in the event she needs to access Medicaid benefits to pay for her long term care in the future.

Nancy decided that it sounded very smart to do the same thing and contacted me to set up an Irrevocable Asset Protection Trust for herself.

During our initial call, Nancy asked me “How much will a trust cost?”

I explained to Nancy, that every client has a unique situation and what may have been the best plan for Susan, is not necessarily the best plan for Nancy.

We would first need to have a consultation to review details such as Nancy’s family, financial, and health situation, before determining what would be the best way to move forward in achieving Nancy’s goal of long term care planning. We would need to create an Estate Plan which would determine the type and content of the Estate Planning Documents.

By the end of my meeting with Nancy, it is clear that given her personal circumstances, there were dangerous pitfalls to proceeding with such a trust and there were more beneficial, efficient, and economical ways of proceeding.

If a lawyer can quote a precise price of preparing an estate plan that will suit a particular person in an initial 5 minute phone call, then whatever the price is, the client is overpaying for ink and paper because that is all it is worth.

Any qualified attorney will need to have an initial meeting or obtain thorough intake information from a prospective client before being able to properly assess what documents are most appropriate and what provisions should be included in those documents.

Often people make a mistake in thinking that a cheap online service will do the trick. Like most things, you get what you pay for and by not having a professional assess your situation you are likely putting your assets at risk unnecessarily.

The cost of legal services will vary based on the custom tailored individual plan.

So instead of writing a short article with a price tag to answer the question we started with – “how much does an estate plan cost?” – I will try to explain the factors that drive the cost of a proper plan so that you can begin to understand what to expect.

Below are some of the factors that will affect the cost of an estate plan, which may include

  • Preparation of a trust
  • The type of trust that is best for the client
  • Determination if a trust is even the appropriate solution for a client

1. The client’s assets

  • The structure of an estate plan will depend on what the client owns, the client’s “assets”.
    A trust is a vehicle to hold assets.The assets that will fund the trust need to be carefully identified.
  • If a client’s assets are primarily retirement assets and the client has minimal non-retirement assets, a trust may possibly not be the best solution.
    In such a case, we may proceed with general estate planning documents (i.e. will, power of attorney, health care proxy, etc.) and merely give advice for the client to structure his/her estate planning without further legal costs and minimal attorney involvement.
  • If we were proceeding with a trust, and a client owns his/her home, and perhaps an additional vacation home or investment property, the legal fee would include preparation and recording of deeds and other transfer documents to transfer the property (or properties) into the trust which can add several hundred dollars or more to the plan, (plus recording fees set by each county).
  • We always evaluate whether a trust is a solution, and what type of trust, based on the total value of assets that the trust is expected to be funded with.
    Greater values may require more extensive drafting to address minimizing tax impact, which would increase the legal fee, but greatly save potential tax liability.
  • We may determine that a trust is not the most economical or efficient vehicle in the client’s estate plan if his or her asset value is too low.

2. Family situation

  • Planning for a married couple may differ significantly than planning for a single person.
  • Planning for someone with children may differ from planning for someone with no children.
  • Planning for someone with a special needs child or other dependent beneficiary will certainly differ from planning for someone with no special needs or dependent beneficiaries.
  • Medicaid planning may involve setting up an irrevocable trust for a client.
    However, if I learn in the course of a consultation

    • That my client has no close family and/or confidante that would be appropriate to serve as a Trustee of my client’s trust, then such a trust may likely not be the best solution to protect my client’s interests.
    • That there is a special needs child, a child that lives in the residence, or a spouse that will need nursing home care in the near future, these factors would all directly impact our analysis and course of action to be taken.

In the case with Susan and Nancy:

Susan has two children with whom she has a very close relationship. They were both good candidates to serve as her trustee and be involved in her estate planning. This fact, combined with consideration of the additional facts particular to her situation, it was obvious that a trust was a good solution to meet her objective.

Nancy, on the other hand, has a strained relationship with her one son. Her only daughter is not very financial savvy and has a controlling husband. She would be uncomfortable involving either of them in her estate planning, and particularly, providing them with details of the value of her assets and giving them control of her assets in a fiduciary capacity.

Considering these issues, combined with other factors carefully assessed, we determined that an irrevocable asset protection trust was not necessarily a good plan for Nancy, and there were other ways to achieve her objectives.

3. Age and Health

  • Age is an important factor to consider.
    Medicaid trust planning involves the need to include additional people in a client’s plan, that will have knowledge and control of the assets the client is protecting.
    Further, and more importantly, the client is relinquishing direct control of their assets, in exchange for asset protection.With some assets, like a home, this will have little impact on the client’s everyday living. They still live in their home, and still pay the bills. However, with investment accounts, for example, they will no longer be the authority to make investment decisions, or withdraw funds.Some people are not willing to give up this control despite knowing the tradeoff of asset protection. A younger healthy person would be less inclined to do such planning and may prefer to revisit this when he/she is older.
  • Health is important too. There is a five-year lookback for Medicaid nursing home eligibility. Meaning, if a person gives away their assets (money, their home), without receiving fair market value compensation, they will be subjected to a penalty in an amount equal to the value of their “gift,” the assets that they transferred.
  • Giving money to a child or transferring to an irrevocable trust are both considered “gifts” that would be subject to a penalty.
  • If a client is not in good health, and there is a strong possibility that a nursing home may be on the horizon, it would not necessarily be the best choice to set up an irrevocable trust.
  • We may consider other methods, perhaps utilizing an exception to the transfer penalty, if available, or another strategy depending on the form and value of the assets. The direction decided upon would impact the cost of the estate plan.

4. Lifetime Planning Needs

  • Perhaps the client has an excellent long term care insurance plan. An irrevocable asset protection trust may not be necessary at all.
  • What if the client already had a home health aide, and is likely moving to another state in the near future, where there is a five-year lookback for Medicaid home care? An irrevocable trust can be a very bad choice and there may be much better alternatives.

These factors would be considered and would impact the type and cost of the estate plan.

5. Estate Distribution Wishes

  • The cost of preparing an estate plan will also vary based on the distribution scheme in a client’s plan. If a client intends on distributing his/her estate equally to his or her children without any trust planning, this would be basic planning and would not increase a fee.
  • If a client did not proceed with trust planning, but in their “basic” will, directed very detailed distribution instructions or a distribution scheme that would require trusts in the will, perhaps in the case of a second spouse, or one child that is not financially responsible, a substance abuser, has creditor issues, etc., this may involve more complex drafting, which may increase the legal fees.

6. Beneficiaries with Special needs

  • It is crucial to draft carefully when a client’s estate plan leaves assets to beneficiaries that either have special needs or receive government benefits to avoid disrupting the benefits they receive without compromising their inheritance.
    There are different ways to set up a plan to provide for such a beneficiary and the cost of preparing a will or trust may vary based on the option selected by the client.

The above are just some of the considerations that go into determining the most appropriate plan for a client and the legal fee for the services.

As you now realize, an estate plan is not a one-size-fits all process and a trust or will is not simply a fill-in the blank document.

Careful consideration has to be put into determining the specific estate plan for each client.

Whether a trust is the right option for a client, what type of trust is the best option, the provisions to be included in the trust and/or in a last will and testament must first be considered, and only then can an attorney draft an estate plan that is appropriate to meet the client’s individual needs.

While many attorneys will be able to quote a flat fee for the services once they determine what is needed, some attorneys work by hourly fee when drafting to anticipate the different turns, issues, and client decisions, along the way.

After a thorough initial consultation, my firm is able to quote a flat fee that includes drafting the documents, a follow up meeting to discuss the drafts, and execution of documents.

I must stress that we are able to do this only after thoroughly understanding the client’s needs which I learn during their free client consultation.

Depending on

  • The type of trust
  • Other estate planning documents required
  • The objectives of the client
  • The specific family, health and financial details
  • Other significant factors

the fee can range between $1,000-$3,000 for a basic plan (which usually includes a will, power of attorney, health care proxy, etc.). When trust planning is appropriate the fee can range from approximately $3,000 to $8,500.

When a client retains an attorney for their estate planning, they are not paying for a fill-in-the-blank legal document that they can download on a legal forms website.

If you read this far, then you are a well-informed and savvy consumer and what you should keep in mind is that when retaining an estate planning attorney, you are paying for an assessment of your actual needs, the attorney’s advice and formulation of the best strategy to obtain your goals.

The value is in the protection of your hard-earned assets and the quality of life and peace of mind you will have.
How much do you stand to lose if your assets remain at risk?

What will be the effects if your assets were wasted by an irresponsible or substance abusing child?

Answering these questions is truly how you value the cost of an attorney in creating a plan that protects you from these unforeseen (or foreseen) circumstances.

So back to the original question, How much does an estate plan cost?

After our office’s thorough evaluation of Nancy’s situation and determining that an Irrevocable Asset Protection Trust was the wrong plan for her, we developed a more simplified plan to address her personal objectives. Nancy was able to create an inheritance distribution scheme for her $1.2 million estate as well as lifetime documents that empowered her to choose who would be making critical decisions on her behalf instead of the court making those decisions for her. Nancy’s estate plan was much simpler so her fees were on the low-end of what an estate plan can cost. However for $1,500 she now has peace of mind as well as legal protection for her well being and assets.

Nancy’s friend Susan on the other hand required a more complex plan. After our office’s thorough evaluation of Susan’s situation and creating a strategy for her, Susan would now be eligible for Medicaid to pay for her long term care while protecting her home and several brokerage accounts totaling more than $1,900,000. Our legal fee to help Susan obtain this amazing result was a mere $5,700.

In conclusion, regardless of your situation, getting a professional’s opinion on your situation can prove to be the best decision you could make in your aging planning. The great news is that my office offers free in-person consultations and you have absolutely nothing to lose. Simply call (516) 466-9455 to schedule your free consultation today.

I look forward to meeting you at a consultation soon.

How Much Does An Estate Plan Cost? 2019-06-08T01:43:27+00:00

What is a Power of Attorney and Why Is It So Important to Have This Estate Planning Document?

The benefits of a highly detailed, comprehensive power of attorney are numerous. A power of attorney is a document that appoints an agent to act on behalf of the principal. The “principal” is the person who is creating the power of attorney. The principal is appointing an “agent” to have the authority to take legal or financial action on the principal’s behalf. Any action taken by the agent, must be for the benefit of and in the best interest of the principal. A power of attorney not only ensures that there is someone that can handle a person’s legal and financial affairs if they cannot, but also gives the principal the control to choose who that person will be.

A Power of Attorney is specifically useful when a person loses capacity as a result of illness or dementia in old age. Unfortunately, many powers of attorney that are not drafted by an Elder Law attorney, are more general in nature and don’t include specific provisions needed to successfully address the legal and financial needs of our senior population. Once a person has no capacity, it is too late to create a power of attorney. Without a power of attorney, if the person loses capacity no one can take care of a person’s legal and financial matters unless their loved ones seek guardianship through the court system. Guardianship proceedings can take months, can be very expensive, and ultimately, a court determines the guardian.

This post will discuss the benefits of a comprehensive, detailed power of attorney, including some of the provisions that should be included.

It is crucial to emphasize that the proper use of a power of attorney as an estate planning and elder law document depends on the reliability and honesty of the appointed agent. There is naturally a concern about potential financial exploitation with a power of attorney, but even though such risks exist with a power of attorney, there are great benefits to one individual (the principal) privately empowering another person (the agent) to act on the principal’s behalf to perform certain financial functions. Of course, it therefore must be stressed that the agent chosen by the principal must be a reliable, honest and trustworthy choice.

Another important preliminary consideration about powers of attorney is “durability.” Powers of attorney are voluntary delegations of authority by the principal to the agent. The principal has not given up his or her own power to do these same functions but has granted legal authority to the agent to perform various tasks on the principal’s behalf.

Having covered the explanation of what a durable power of attorney is, let us look at the top benefits of having a comprehensive durable power of attorney.

1. Provides the ability to choose who will make decisions for you (rather than a court).

If someone has signed a power of attorney and later becomes incapacitated and unable to make decisions, the agent named can step into the shoes of the incapacitated person and make important financial decisions. Without a power of attorney, a guardianship or conservatorship may need to be established, which involves the court system, delays the ability of loved ones to provide what could be urgently needed assistance to the incapacitated person, and can certainly be very expensive.

2. Avoids the necessity of a guardianship or conservatorship.

Someone who does not have a comprehensive power of attorney at the time they become incapacitated would have no alternative than to have someone else petition the court to appoint a guardian or conservator. The court will choose who is appointed to manage the financial and/or health affairs of the incapacitated person, and the court will continue to monitor the situation as long as the incapacitated person is alive. While not only a costly process, another detriment is the fact that the incapacitated person has no input on who will be appointed to serve.

3. Provides family members a good opportunity to discuss wishes and desires.

There is much thought and consideration that goes into the creation of a comprehensive power of attorney. One of the most important decisions is who will serve as the agent. When a parent or loved one makes the decision to sign a power of attorney, it is a good opportunity for the parent to discuss wishes and expectations with the family and, in particular, the person named as agent in the power of attorney.

4. The more comprehensive the power of attorney, the better.

As people age, their needs change and their power of attorney should reflect that. Seniors have concerns about long-term care, applying for government benefits to pay for care, as well as choosing the proper care providers. Without a power of attorney specifically allowing the agent to perform these tasks, an agent’s authority would be limited and precious time and money may be wasted.

5. Prevents delays in asset protection planning.

A comprehensive power of attorney should include all of the powers required to do effective asset protection planning. If the power of attorney does not include a specific power, it can greatly dampen the agent’s ability to complete the planning and could result in thousands of dollars lost. While some powers of attorney seem long, it is necessary to include all of the powers necessary to carry out proper planning. It is recommended to have an Elder Law Attorney prepare your power of attorney to ensure that the powers required to do effective asset protection planning are included.

6. Protects the agent from claims of financial abuse.

Comprehensive powers of attorney often allow the agent to make substantial gifts to self or others in order to carry out asset protection planning objectives. Without the power of attorney authorizing this, the agent (often a family member) could be at risk for financial abuse allegations.

7. Allows agents to talk to other agencies.

An agent under a power of attorney is often in the position of trying to reconcile bank charges, make arrangements for health care, engage professionals for services to be provided to the principal, and much more. Without a comprehensive power of attorney giving authority to the agent, many companies will refuse to disclose any information or provide services to the incapacitated person. This can result in a great deal of frustration on the part of the family, as well as lost time and money.

8. Allows an agent to perform planning and transactions to make the principal eligible for public benefits.

One could argue that transferring assets from the principal to others in order to make the principal eligible for public benefits—(i.e. Medicaid for long term care)-is not in the best interests of the principal, but rather in the best interests of the transferees. In fact, one reason that a comprehensive durable power of attorney is essential in elder law is that a Judge may not be willing to authorize a guardian to protect assets for others while enhancing the ward/protected person’s eligibility for public benefits. However, that may have been the wish of the incapacitated person and one that would remain unfulfilled if a power of attorney were not in place.

9. Provides immediate access to critical assets.

A well-crafted power of attorney includes provisions that allow the agent to access critical assets, such as the principal’s digital assets or safety deposit box, to continue to pay bills, access funds, etc. in a timely manner. Absent these provisions, court approval will be required before anyone can access these assets. Digital assets are also important because older powers of attorney did not address digital assets, yet more and more individuals have digital accounts.

10. Provides peace of mind for everyone involved.

Taking the time to sign a power of attorney lessens the burden on family members who would otherwise have to go to court to get authority for performing basic tasks, like writing a check or arranging for home health services. Knowing this has been taken care of in advance is of great comfort to families and loved ones.

Conclusion

In addition to this discussion of What is a Power of Attorney and Why Is It So Important to Have This Estate Planning Document, see my article Don’t Underestimate the Just in Case. Nobody can predict when they might need a Power of Attorney (if ever), and what specific actions an agent would need authority to do, therefore, it is so essential to have a comprehensive power of attorney to be prepared for all possible situations. Every situation is unique and what might never be needed for one person, may be a crucial provision in the Power of Attorney for another person. The planning goal is to have a power of attorney in place that empowers a succession of trustworthy agents to do whatever needs to be done in the future.

Please call us if you would like us to review your existing power of attorney or are ready to prepare a new power of attorney today.

Contact Us

We are here for you.

Legal matters can be complicated, but that’s what we are here for. Call us at (516) 466-WILL or email us using the form below.

We look forward to working with you and giving you peace of mind as we navigate through this together.

Serving your legal needs in Long Island, all five
boroughs of New York City and state-wide.

 

What is a Power of Attorney and Why Is It So Important to Have This Estate Planning Document? 2019-05-03T18:38:02+00:00

Planning for the Possibility of Long Term Care

The Unpopular Topic of Discussion Every Family Needs to Have

Just bringing up the possibility of someone in your family becoming mentally or physically incapacitated is often difficult. We tend to think of only the very elderly needing long-term, hands-on care, but a recent report by the Alzheimer’s Association found that one in ten Americans age 65 or older currently have Alzheimer’s. With the baby boom generation aging and people living longer, that number may nearly triple by 2050. Dementia isn’t the only reason for long-term care, of course, but almost everyone knows someone already affected by it.

Estate Planning

Waiting too late to plan can throw a family into confusion about what the Mom or Dad would want, what options are available, and what resources can help pay for care. Rushed decisions are often the most costly. Having the courage to discuss the possibility of incapacity now can go a long way toward being prepared should that time come. By the way, because anyone can become incapacitated at any time due to illness or accident, the entire family would benefit from planning for every family member.

Planning Considerations to be Discussed

Care Options: Depending on the type and expected duration of care needed, options range from in-home care to adult daycare to assisted living facilities to nursing homes. Assistance with activities of daily living (ADL), which include eating, bathing and dressing, are generally not covered by health insurance. Professional care can be expensive; the annual cost for assisted living on Long Island in 2018 was on average over $60,000. Care for those with dementia can last longer and cost more. Family caregivers, who provide the bulk of in-home care, are often unpaid, and the emotional and financial tolls can be considerable. Your discussions need to realistically consider family finances and circumstances.

Estate Lawyer

Finances: Where will the money come from to pay these expenses? What resources will be available? Health insurance does not cover assisted living/nursing home facilities or help with ADLs. Medicare covers some in-home health care and a limited number of days of skilled nursing home care, but not long-term care. Medicaid, which does cover long-term care, was designed for the indigent; to qualify, the person’s assets must be spent down to almost nothing. VA benefits for Aid & Attendance may be available for veterans and their spouses. If there are significant assets, you can self-insure and pay the costs as you go. Home equity and retirement savings can also be a source of funds. If you want to protect these assets for your family, long-term health insurance may be an option. (Premiums are much lower when you are younger.)

Documents: Everyone age 18 years and older needs basic legal documents. These include an advance health directive or healthcare power of attorney (legally appointing another person to make healthcare decisions for you if you cannot make them yourself); a durable financial power of attorney (legally appointing another person to make financial decisions for you if you cannot make them yourself); and a trust and/or will.

Having the Discussion: Your parents may be harboring secret fears about what will happen to them if they need long-term care. Talking about this honestly, listening to their fears and desires, and putting a plan in place before it is needed can help reassure them (and you). If you want to talk to your children, reassure them that you are just being realistic. Starting with a story about someone you know or an article you read can be a good way to break the ice.

How to Get Help

An attorney who specializes in Elder Law has already helped many families in these same situations, and will be able to make recommendations that will save you considerable time, money, and stress. He/she can also work with other advisors (financial/investment, insurance, CPA, etc.) to help put together the best plan for your family’s circumstances.

Contact Us

We are here for you.

Legal matters can be complicated, but that’s what we are here for. Call us at (516) 466-WILL or email us using the form below.

We look forward to working with you and giving you peace of mind as we navigate through this together.

Serving your legal needs in Long Island, all five
boroughs of New York City and state-wide.

 

Planning for the Possibility of Long Term Care 2019-05-03T13:14:22+00:00

Estate Planning Attorney Little Neck 

When you finally realize that you should have an Estate Planning Attorney Little Neck Esther Schwartz Zelmanovitz, PLLC is just what you need to help you make some of your most important of decisions. ConvenientlEstate Planning Attorney Little Neck y located in Great Neck, they have been providing their expertise to people that desire the best for their families. They can help you with Wills, estate planning and laws pertaining to Medicaid. Nobody likes to think about the future regarding their imminent death, but reality is, everybody at some point is going to go down that path.

 

Wouldn’t you feel better knowing that you have taken the time to make sure that your family is provided for in the way that you deemed appropriate? As your Estate Planning Attorney Little Neck, they will explain the law to you in terms you understand and with ease. They will help you set in motion your wishes in legal fashion. Ester Schwartz Zelmanovitz, PLLC has been providing their knowledge to Long Island families for years and have proven their worth through skill and expertise. 

Little Neck Estate Planning Attorney

If you would like more information regarding this Estate Planning Attorney Little Neck, you may simply click on the attached link https://zelmanovitzlaw.com/. There, you will find all of the facets of law that they provide assistance with. You may call directly to 516 466-WILL to speak with a representative to set up a consultation. If for some reason you are unable to make the trip to their offices, they can also arrange for a home visit. When you want to set things right for your family and make sure that your wishes are carried out to the fullest extent of the law, consult with Esther Schwartz Zelmanovitz, PLLC. You will have peace of mind in doing so and your family will thank you.

Estate Planning Attorney Little Neck  2019-03-13T16:02:47+00:00

Estate Planning Attorney Suffolk County

Estate Planning Attorney Suffolk CountyEsther Schwartz Zelmanovitz PLLC can help you as your Estate Planning Attorney Suffolk County. Most people don’t think very much about estate planning because they are young, living up life, and well, they truly find it morbid. Let’s face it, nobody is going to live forever, but making sure that your wishes are carried out regarding your family, property and financials are just a responsible thing to do. In fact, MORBID should really stand for: Many Of Responsible But Important Decisions.

 

Esther Schwartz Zelmanovitz PLLC has the expertise in this type of law and can help you make those decisions. They will give you the information you need to understand  what estate law, is all about. Once you speak with your Estate Planning Attorney Suffolk County you can enjoy life to its fullest knowing your loved ones are going to be OK. Esther Schwartz Zelmanovitz PLLC is located on Northern Blvd in Great Neck. They can be reach directly at 516466-WILL. If you require them to come to you, that can also be arranged. Do the right thing and settle all of your legal business while you can speak for yourself. They will offer you options and explain the advantages of each with you. They give you the time you need to think about your decisions.

Suffolk County Estate Planning Attorney

Many have said without Esther Schwartz Zelmanovitz PLLC they would have been lost. At a time when family members are mourning, how comforting is it to know that everything will be taken care of because of their Estate Planning Attorney Suffolk County. It truly is never too early in life to make sure that you have this discussion with your attorney. Changes can always be made down the road. For more information regarding Esther Schwartz Zelmanovitz, PLLC please click on the attached link https://zelmanovitzlaw.com/.  

Estate Planning Attorney Suffolk County 2019-03-13T15:59:43+00:00

Estate Planning Attorney Lake Success

Estate Planning Attorney Lake SuccessIf you are considering an Estate Planning Attorney Lake Success, consider Esther Schwartz Zelmanovitz, PLLC. They are located conveniently on Northern Blvd in Great Neck and have the experience and expertise so important in this phase of law. They will explain the law to you in terms you understand and help you to make wise decisions. When a loved one passes, it is so difficult for the survivors to make the right choices because they are just not thinking clearly. Your Estate Planning Attorney Lake Success can help you to prepare them for your untimely absence.

 

Whether you own a home, have children with a different spouse, now have step children, all of this comes into play when determining your estate. They can also help you to pre-plan your final arrangement wishes as well. Look, you plan what you are going to do over the weekend, so why not take the time to plan your ultimate future. You have insurance in case something should happen to your car, you may even have life insurance as well, but have you actually chosen your executor of your estate? You know the one that is going to help your wife manage and settle your debts? 

Lake Success Estate planning Attorney

Call today to the Esther Schwartz Zelmanovitz, PLLC and tell them that you would like to choose them to be your Estate Planning Attorney Lake Success because you heard that they were the best in this facet of law. Call directly to 516 466-WILL. If you are unable to make the trip to their office, ask about home service. They can arrange to come to your home to help you begin the process of protecting and providing for your family. You may find more information regarding the firm itself by clicking on the attached link https://zelmanovitzlaw.com/. 

Estate Planning Attorney Lake Success 2019-03-13T15:58:24+00:00

Estate Planning Attorney New York City

Estate Planning Attorney New York City Why would you not think about protecting and preserving all you have worked so hard to achieve, for them? The reality of it is, you have car insurance to protect your car, homeowners to protect your home, but what happens if suddenly you are not there to protect your family from years in probate? Having life insurance, a will and planning for the future with estate planning will continue your success even when you are not here.

 

Having a compassionate, caring and knowledgeable Estate Planning Attorney New York City can truly make all the difference in the world. With years of experience the legal team at Esther Schwartz Zelmanovitz, PLLC can help you to make the best decisions when it comes to estate planning. Whether you own property, have ex-spouses and step-children, you want all things to go according to how you have planned. You have always had intentions of doing this. It is on your bucket list, well make this new year the year you are actually going to take care of family business with protection for them, the ones you love. 

New York City Estate Planning Attorney

For more information on using Esther Schwartz Zelmanovitz, PLLC as your Estate Planning Attorney New York City you may simply click on the attached link https://zelmanovitzlaw.com/. There, you will find general information and the ability to schedule a consultation. You may call directly to their firm by dialing 516-466-WILL. This is serious business for those that truly want to go through the rest of their lives with the comfort of knowing they have done the right thing for those they love.

Estate Planning Attorney New York City 2019-03-13T15:55:50+00:00

Estate Administration Lawyer Nassau County

Estate Administration Lawyer Nassau CountyWhen searching for the most informative and knowledgeable Estate Administration Lawyer Nassau County, consider Esther Schwartz Zelmanovitz, PLLC. Conveniently located on Northern Blvd. in Great Neck they can assist you with estate planning, wills, Probate and Elder law. Sometimes, planning for the future is something not many people are willing to do, mainly because they find it confusing, overwhelming and they don’t understand the importance of it. Make no mistake, it is of the utmost importance. For instance, if you have a loved one that is getting on in age, and suddenly they require living in a nursing home.

 

What happens to their home and its monetary value? You may be surprised to learn that the nursing home may use the value of the home as collateral for payment of their services. Then, what happens to your inheritance? The answers to these questions may help you to make the legal arrangements to preserve your birthright. Having a competent Estate Administration Lawyer Nassau County can truly make all the difference in the world. Esther Schwartz Zelmanovitz, PLLC can help you to learn what the options are that you have available to offer your loved one the care they require without the loss of everything they have worked so hard to achieve. Therefore, it is of the utmost importance that you do this hopefully years before this need arises.

Nassau County Estate Administration Lawyer

For more information regarding this Estate Administration Lawyer Nassau County, you may simply click on the attached link https://zelmanovitzlaw.com/. There, you will learn the services available as well as schedule an appointment. You may call the office directly at 516 466-WILL. If for some reason you are unable to get to their office, they also have home visits that can also be arranged. Call today to get the information and the support that you and your loved one deserve. 

Estate Administration Lawyer Nassau County 2019-03-13T15:49:10+00:00

Estate Planning Attorney Port Washington

Estate Planning Attorney Port WashingtonIf you require the services of an Estate Planning Attorney Port Washington, know that Esther Schwartz Zelmanovitz, PLLC can help with all of your legal needs such as Wills, Probate, Estate Planning and Elder Law. These are all specific needs for individuals that are getting on in age, want to protect their family as well as their assets and to have their wishes made legal in case of illness or death. In some cases, it can even be important for those that are not even getting on in age. Once you own a home, have a family and are planning for the future, these legal services become even more apparent. Esther Schwartz Zelmanovitz, PLLC is conveniently located on Northern Blvd. in Great Neck.

 

If you are unable to come to their offices for legal assistance, they can come to your home. They believe that these legal options are that important. After all, you want to protect your family, don’t you? An Estate Planning Attorney Port Washington can explain the differences and options that are available to you in New York State that can help you to preserve all you have worked so hard to achieve. 

Port Washington Estate Planning Attorney

For more information on the services available from a Estate Planning Attorney Port Washington, you may simply click on the attached link https://zelmanovitzlaw.com/ which will bring you to the home page of Esther Schwartz Zelmanovitz, PLLC. They have been offering personalized care for over a decade and can help you to understand the sometimes confusing and stressful decisions that you need to make. You may call directly to 516-466-WILL to schedule an appointment. If for some reason you are unable to get to their office, they will be able to schedule to come directly to your home. Call today because it truly is that important. 

Estate Planning Attorney Port Washington 2019-03-13T15:46:30+00:00

Estate Planning Attorney Manhasset

Estate Planning Attorney ManhassetIf you have an elderly parent still living, you should have an Estate Planning Attorney Manhasset. You need to be prepared in the event your loved one requires living in a nursing home. Does your loved one have a house, property, a will, a Heath Care proxy or living will? Go and speak with one of the knowledgeable lawyers at Esther Schwartz Zelmanovitz, PLLC. Located conveniently in Great Neck, they can help you determine what the best course of legal action for you to take, to prevent your elderly parent from losing all they have worked so hard to achieve.

 

This is even more important if their spouse is still alive. As your Estate Planning Attorney Manhasset, you will be advised on all types of situations. Your goal is to protect your inheritance as well as taxable situations if your loved one should die. These rules are always changing, and you can trust that your Estate Planning Attorney Manhasset knows all the ins and outs of the legal protocol. If possible, this should be done at your earliest convenience as having years of advance preparedness can make all the difference.

Manhasset Estate Planning Attorney

For more information regarding your Estate Planning Attorney Manhasset, you may simply click on the attached link. There, you will find information regarding Esther Schwartz Zelmanovitz, PLLC and the way in which they can help you to prepare for the future. If you are unable to come to their office located on Northern Blvd. in Great Neck, they can arrange to come to your home as well. Call to speak with a representative at 516 466-WILL. You will be happy that you took the time to protect your loved one and their assets. Nobody can help you to prepare for the future like Ester Schwartz Zelmanovitz, PLLC, so make your appointment today.

Estate Planning Attorney Manhasset 2019-03-13T15:37:04+00:00